it’s now easier than ever to
bring home your divine pup
Bringing home a Divine Pup Shih Tzu is one of life’s greatest joys—and now, it’s easier than ever to make it happen.
We’re thrilled to introduce flexible puppy financing and payment plan options designed to help every family welcome their new best friend with confidence and ease.
Whether you prefer to pay over time with Klarna or PayPal Credit, secure long-term financing through Terrace Pets, or pay directly by card, we have a plan to fit your needs and your budget.
Easy Payments, Your Way
major credit cards accepted
Credit Card Payments
Credit card payments are fast, secure, and convenient.
Fee-Free payment option
Payments made by Zelle are always fee-free.
other payment methods
Any other payment method (credit card, Klarna, or Terrace Pets). All credit card and Klarna transactions include a 3.6 % processing fee to cover third-party merchant costs.
credit card faq
Can I use multiple cards?
Yes—just let us know, and we’ll divide your invoice for a smooth checkout.
Are payments secure?
Absolutely. Every transaction is processed through encrypted, PCI-compliant gateways for total peace of mind.
Can I pay a deposit and the balance later?
Of course! You can use your card for either your reservation deposit or your full balance.
pay over time, interest-free
pay with klarna
With Klarna, you can bring home your Divine Pup now and split your payments into four easy, interest-free installments every two weeks.
Prefer more time? Klarna also offers monthly financing options based on your eligibility.
why families love klarna
instant approval
Get instant approval in seconds—no hard credit check for “Pay in 4” plans.
Monthly Plans
Enjoy flexible monthly plans for larger purchases.
pay later, cuddle now
Take your puppy home right away while paying over time.
KLARNA FAQ
How do I apply?
Select “Pay with Klarna” at checkout and complete a short application. Approval takes about a minute.
Does it affect my credit score?
Pay-in-4 plans do not affect your credit. Long-term financing may include a soft or hard inquiry depending on the plan.
When will my puppy be reserved?
As soon as your Klarna payment is approved, your spot is officially secured!
comprehensive financing
terrace pets
For families who prefer longer-term financing, Terrace Pets, powered by Terrace Finance, connects you to multiple lenders and payment providers to find a plan that fits your unique situation.
All credit profiles are considered, making it one of the most inclusive ways to finance your Divine Pup.
why families choose terrace pets
Flexible Options
Wide approval range for all credit types
Easy Terms and Payments
Multiple term options and payment plans
Pay Your Way
Quick response and fast approvals
terrace pets faq
Who can apply?
Anyone 18 or older. Terrace Pets works with a variety of credit profiles.
How fast is appoval?
Most applicants receive a decision within minutes.
Is Terrace Pets a lender?
Terrace Pets isn’t a direct lender—it connects you to a network of trusted financing partners.
because every family deserves
a divine pup
No barriers. No stress. Just the love, loyalty, and joy a Divine Pup brings.
With flexible financing options—from Klarna and PayPal Credit to Terrace Pets and major credit cards—you can focus on what matters most: welcoming your new puppy home.
Ready to begin your puppy-financing journey?
View Available Puppies or Contact Us to explore which payment option fits your family best.